Zambrano-Noboa, H.A., Ayala-Endara, O.A., Suarez-Farias, W.M. and Orellana-Intriago, F.R. 2025. Emerging risks and specialized coverages in the ecuadorian insurance market: Post-pandemic perspectives. Revista Científica Arbitrada de Investigación en Comunicación, Marketing y Empresa REICOMUNICAR. ISSN 2737-6354. 8, 15 (Jan. 2025), 52-64.